Rent to Own in Spencer, IA
Looking for affordable and flexible rent-to-own options in Spencer, IA?
For nearly 40 years, Appliance & Furniture RentAll (AFR) has helped customers furnish their homes with high-quality appliances, furniture, and electronics, all with easy, flexible payment plans and no credit checks.
When you rent to own in Spencer, IA, with AFR, you’re choosing stress-free shopping, affordable weekly or monthly payments, and service from a team that treats you like family.
Furnishing your home or upgrading your tech has never been easier!
What We Offer – Appliances, Furniture, Electronics & More
At AFR Spencer, we take pride in offering big-city selection with the friendly service you expect in Northwest Iowa. Whether you're settling into a home near the Clay County Fairgrounds, furnishing an apartment for work at one of Spencer's local employers, or finally upgrading that guest room before family drives in from Sioux City, we're here to help you create a space that fits your life in the Iowa Lakes Corridor. From busy neighborhoods along Grand Avenue to quiet spots near the Little Sioux River, our local team at 11th Street SW Plaza understands what Spencer families and professionals need, and we're proud to deliver affordable, flexible solutions that feel right at home.
Browse our top product categories:
Appliances
- Washers & Dryers
- Refrigerators
- Freezers
- Ranges
- Dishwashers
- Air Conditioners
Furniture
- Living Room Furniture
- Sectionals & Sofas
- Recliners & Chairs
- Dining Room Sets
- Mattresses
- Bedroom Sets
- Bunk Beds
- Entertainment Centers
- Tables & Lamps
Electronics
- Televisions
- Sound Systems & Home Theater
- Gaming Systems
- Smartphones
- Computers (Desktops, Laptops, Tablets, Monitors)
- Gaming PCs
Seasonal Items
- Fireplaces
- Air Conditioners
- Outdoor Equipment
- Tires
How Rent-to-Own Works
At AFR Spencer, we keep the process simple, flexible, and tailored to your needs. With no credit checks, fast delivery, and easy online payments, you can furnish your home with confidence.
Here's how it works:
-
Shop Your Way
Browse online or visit our Spencer showroom to explore our wide selection of name-brand items. -
Apply with No Credit Check
Our application is fast and simple, no credit history required. Once approved, you'll sign a lease purchase agreement and be ready to go. -
Fast Delivery & Setup
We'll deliver and set up your items often with same-day delivery available. -
Enjoy & Pay as You Go
Start enjoying your new products right away with affordable weekly or monthly payments. Repairs are included, and online payments keep things convenient.
Have questions? Contact us today, we’re happy to help.
What Spencer Customers Say About Appliance & Furniture RentAll
Why Rent to Own with Appliance & Furniture RentAll?
At AFR, we prioritize flexibility and convenience:
- No Credit Checks: Everyone qualifies.
- Fast Delivery & Setup: We take care of the heavy lifting.
- Flexible Payment Plans: Choose weekly, bi-weekly, or monthly options.
- Convenient Online Payments: Manage your account anytime, anywhere.
- Free Repairs: Worry-free maintenance is included.
Visit Us in Spencer or Shop Online
Explore our entire selection from the comfort of your home, or visit us in person to see the quality for yourself.
Shop online with fast local delivery, or come see us at:
Appliance & Furniture RentAll – Spencer
Rent to Own at Our Spencer, IA Location
Manager: Kaitlyn Cadwell
Address: 212 11th Street SW Plaza, Spencer, IA 51301
Phone: 712-580-5252
Hours:
- Monday–Friday: 9:00am – 6:00pm
- Saturday: 9:00am – 4:00pm
- Sunday: Closed
We look forward to helping you furnish your home, affordably, flexibly, and with a smile.
